Missing figures round

Some property ramping from The Torygraph:

Home buyers who are already on the property ladder are finding mortgage payments even more affordable, the CML figures showed. They typically needed only 10.6pc of gross income in November 2009 to cover mortgage interest payments. Other than a brief low of 10.2pc in the middle of 1996, this was the lowest debt burden for home movers since the CML started recording this data in 1974.

First-time buyers spent an average of 14.4pc their of gross income on mortgage interest in November, the lowest figure since May 2004, according to the Council of Mortgage Lenders (CML).

OK. What are the missing figures?

1. What interest rate are they paying now compared to then,
2. How high their incomes are now, compared to then. FTB age has gone up from late 20s to mid-30s over last ten years, and there are far fewer FTBs nowadays (just the richest few), so in relative terms, FTB wages are much higher.
3. How big their mortgage (as a multiple of income) is now compared to then,
4. How big their deposit/equity is now compared to then,
5. What type of home are they buying now compared to then.

It's not much consolation if:

a) An FTB in the 1990s could buy a three-bed house for 2.5 times income with a 10% deposit @ 6% interest = 14% of income (i.e. average earnings £12,000 x 2 x 2.5 = average house price in mid-1990s £60,000) and

b) Today's FTB is buying a two-bed flat costing 4.5 times income with a 25% deposit (from The Bank of Mum & Dad) @ 4% interest = 14% of income (i.e. earnings £20,000 x 2 x 4.5 = £180,000).

I've exaggerated a bit, of course, but you get the general idea.