I can still vividly remember walking in to my local Halifax branch in December 2007, asking how much was left on the mortgage, rounding it up to the next whole £100 and handing over a cheque there and then. A week or two later, the Halifax sent me some bits of paper in a nice plastic binder and a refund of the overpayment of about £50 and that was the end of that.
I do feel a bit sorry for those who can't remember such simple - but important - events in life. Perhaps readers would like to share their experiences - can you remember paying off a mortgage? Are some people still needlessly paying hundreds of pounds a month to the bank or building society?
Nice 'Work' If You Can Get It...
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