Tuesday, 3 February 2009

NOW! That's what I call overcapacity

From The Evening Standard:

There are hundreds of fund management groups and thousands of retail funds in the UK —there are indeed more funds that aspire to invest in British equities than there are shares quoted on the main market of the London Stock Exchange, which has to be a definition of overcapacity in anyone's language.

Said is said.

4 comments:

CityUnslicker said...

on the other hand, it keeps the rates they charge you for losing your money very keen...

Lola said...

CityUnslickerer - NO IT BLOODY DOESN'T! The average TER on most actve managed retail funds is a disgrace. They are overpriced and do not add any value - alpha - in our terms.

Re the number of funds - tell me something I do not know. I am fed to the back teeth of being bombarded by fund management groups marketing the Next Great Idea to me. They are ll total bollcks.

Use trackers/passive funds. Asset allocate according to the level of risk you can cope mwith and tell the vast majority of FM groups (and especially New Star) to fuck off.

'scuse language, but I really have had it up to here with these loons

Anonymous said...

"Said is said": indeed - and I'll swear I saw it said two or three days earlier in the weekend papers.

AntiCitizenOne said...

Get an eSIPP,

Invest in a tracker fund.